HDFC Bank share price is trading at ₹1831 with a 1.87% gain as of 9:32 AM on April 4, 2025. The stock closed at ₹1794 yesterday and opened at ₹1813 today, showing strong bullish momentum. During the early trading session, the stock reached an intraday high of ₹1832 and a low of ₹1811.
The buying interest in HDFC Bank shares is fueled by positive investor sentiment, driven by the bank’s latest financial disclosures and an overall optimistic outlook in the banking sector. Analysts note that the recent uptick in the stock price reflects strong institutional buying, with market participants closely monitoring HDFC Bank’s performance following its business update.
Overview of Contents
Why is HDFC Bank Stock Rising?
Shares of HDFC Bank climbed on Friday, April 4, after India’s largest private sector lender released its latest business update, showing a strong growth trajectory in its advances and deposits.
The bank’s period-end gross advances grew by 5.4% YoY to ₹26.43 lakh crore as of March 31, 2025, up from ₹25.07 lakh crore in the same period last year. The period-end advances under management stood at ₹27.73 lakh crore, reflecting a 7.7% YoY growth from ₹25.75 lakh crore.
HDFC Bank’s period-end average deposits rose 14.1% to ₹27.14 lakh crore as of March 2025, compared to ₹25.63 lakh crore a year ago. Sequentially, deposits increased by 5.9%. The bank also saw a significant rise in its time deposits, which grew 20.3% YoY to ₹17.7 lakh crore.
CASA Deposits and Financial Performance
The period-end Current Account and Savings Account (CASA) deposits reached ₹9.44 lakh crore, reflecting a 3.9% YoY and 8.2% sequential growth. Meanwhile, average CASA deposits stood at ₹82.28 lakh crore in Q4 FY25, up 5.7% from ₹7.84 lakh crore in the year-ago period.
In its Q3 FY25 earnings report, HDFC Bank posted a 2.2% growth in standalone profit after tax at ₹16,736 crore. Net interest income (NII) expanded by 7.6% to ₹30,655 crore, while total interest income rose 7.6% to ₹76,006 crore. However, interest expenses also increased by 7.7% to ₹45,353 crore.
Investor Outlook
HDFC Bank’s steady growth in advances, deposits, and CASA ratios signals a strong business performance, reinforcing investor confidence. As a result, the stock is witnessing upward momentum, with traders and investors closely monitoring future updates and quarterly earnings for further cues.